Pricing

View All Owner Occupied Home Loans

Best Home Buyer Home Loan

Low fixed rates tailored for first-time buyers

Helping first-time homeowners step into the market with simple eligibility and competitive repayments.

  • Low deposit options
  • Simple approval process
  • Flexible terms
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Momentum Home Loan

Built for growing families

Flexible terms and repayment support designed for homeowners who want stability while building their future.

  • Competitive variable rate
  • Extra repayment freedom
  • Family-friendly features
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Fixed Rate Home Loan

Lock in your repayments

Enjoy peace of mind with fixed monthly repayments, perfect for budgeting and long-term stability.

  • Fixed rate up to 5 years
  • Predictable payments
  • No surprise rate hikes
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Average Access Home

Balanced & flexible

A blend of fixed and variable features for homeowners who value choice and flexibility.

  • Mix of fixed & variable
  • Redraw options
  • Manageable repayments
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Essential Worker Loan

Support for frontline heroes

Special loan program with reduced rates and benefits for nurses, teachers, police, and other essential workers.

  • Discounted interest
  • Low fees
  • Priority processing
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Our mission

We founded Diplodec Finance to empower Amercian people to make better financial decisions so they have the freedom to focus on what matters most.

Faster business banking, for everyone

No more waiting days for payments or transfers. Our platform delivers lightning-fast transactions and modern banking tools designed to keep your business moving at full speed.

Finance management, made easy

From budgeting to forecasting, we simplify the complex. Get clear insights, automated reporting, and intuitive tools to manage your finances with confidence.

Making life easier for entrepreneurs

Running a business is tough — managing money shouldn’t be. We provide smart solutions to help entrepreneurs save time, reduce stress, and focus on growing their ventures.
Our values

What we stand for

Teamwork

We believe collaboration creates the best results. By working together, we combine strengths and solve challenges faster.

Innovation

We challenge the status quo and embrace new ideas to create smarter, more efficient financial solutions.

Impact

Every decision we make is driven by the positive impact we can create for our clients, communities, and industry.

Freedom

We design our services to give people the freedom to focus on what matters most, without being held back by financial complexity.

Integrity

Transparency and honesty are at the heart of everything we do. We earn trust by doing what’s right, every time.

Ambition

We set bold goals and push boundaries, driven by the belief that growth comes from aiming higher every day.

Designed to give entrepreneurs the banking experience they deserve.

We’ve built a smarter way to bank—made for entrepreneurs who need speed, flexibility, and control. Manage cash flow, track expenses, and move money effortlessly, all in one secure platform that helps you focus on growing your business.
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The founders

Our leadership team is made up of passionate entrepreneurs and technologists who believe banking should empower, not limit. Together, they bring deep expertise in finance, design, and technology to build a platform that redefines how entrepreneurs manage money in a digital world.
Aaron Hyde
Aaron Hyde Co-founder and CEO
Warren Chae
Warren Chae Co-founder and CTO
Phoenix Baker
Phoenix Baker Chief of Staff

Interested to join our team?

We’re always looking for passionate and talented individuals to grow with us. Explore exciting opportunities, develop your skills, and make a meaningful impact as part of our team.
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