Pricing

Everyday banking made simple: Explore our Transaction Accounts

Access Account

0.00% p.a. Interest rate

Our everyday banking account for personal use. Manage your money with no monthly fees and full digital access from anywhere.

  • No account keeping fees
  • Free online & mobile banking
  • Instant transfers
  • 24/7 account access

Mortgage Offset Account

0.00% p.a. Interest rate

Link your everyday spending account to your home loan. Reduce interest and pay off your mortgage faster with every dollar you save.

  • Offset linked to your home loan
  • Save on interest automatically
  • Unlimited withdrawals
  • Digital & in-branch access

BusiAccess Account

0.00% p.a. Interest rate

Designed for businesses of all sizes. Keep your operations running smoothly with fast payments, tools for growth, and secure access.

  • No monthly maintenance fees
  • Unlimited transactions
  • Payroll & invoicing support
  • Dedicated business support
Our mission

We founded Diplodec Finance to empower Amercian people to make better financial decisions so they have the freedom to focus on what matters most.

Faster business banking, for everyone

No more waiting days for payments or transfers. Our platform delivers lightning-fast transactions and modern banking tools designed to keep your business moving at full speed.

Finance management, made easy

From budgeting to forecasting, we simplify the complex. Get clear insights, automated reporting, and intuitive tools to manage your finances with confidence.

Making life easier for entrepreneurs

Running a business is tough — managing money shouldn’t be. We provide smart solutions to help entrepreneurs save time, reduce stress, and focus on growing their ventures.
Our values

What we stand for

Teamwork

We believe collaboration creates the best results. By working together, we combine strengths and solve challenges faster.

Innovation

We challenge the status quo and embrace new ideas to create smarter, more efficient financial solutions.

Impact

Every decision we make is driven by the positive impact we can create for our clients, communities, and industry.

Freedom

We design our services to give people the freedom to focus on what matters most, without being held back by financial complexity.

Integrity

Transparency and honesty are at the heart of everything we do. We earn trust by doing what’s right, every time.

Ambition

We set bold goals and push boundaries, driven by the belief that growth comes from aiming higher every day.

Designed to give entrepreneurs the banking experience they deserve.

We’ve built a smarter way to bank—made for entrepreneurs who need speed, flexibility, and control. Manage cash flow, track expenses, and move money effortlessly, all in one secure platform that helps you focus on growing your business.
Entrepreneur using Finflow on mobile and desktop

The founders

Our leadership team is made up of passionate entrepreneurs and technologists who believe banking should empower, not limit. Together, they bring deep expertise in finance, design, and technology to build a platform that redefines how entrepreneurs manage money in a digital world.
Aaron Hyde
Aaron Hyde Co-founder and CEO
Warren Chae
Warren Chae Co-founder and CTO
Phoenix Baker
Phoenix Baker Chief of Staff

Interested to join our team?

We’re always looking for passionate and talented individuals to grow with us. Explore exciting opportunities, develop your skills, and make a meaningful impact as part of our team.